PPF Account Balance Check: Individuals can avail of the facility to check their PPF account balance both online and offline. Public Provident Fund is one of the safest forms of investment. As an investor, you can also check your PPF balance in many ways. Although we contribute to the PPF scheme every year, we do not make a habit of checking our PPF account balance often. You can know how much balance is left in your PPF account both online and offline.
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PPF Account Balance Check 2024
You can start investing with just Rs 500 annually, while the maximum deposit amount can go up to Rs 1.5 lakh annually. Public Provident Fund, a savings scheme offered by the government, offers tax benefits and good returns on investment. Citizens who contribute to the PPF scheme every year. So as an investor, he can check the PPF balance in many ways. You can check your PPF balance in both online/offline ways. Whose information we have given in our article.
What is PPF balance?
PPF or Public Provident Fund is one of the savings schemes launched in the year 1968 by the National Savings Institute of the Ministry of Finance of India. Public Provident Fund or PPF is a government-backed investment with a maturity of 15 years. The tenure of the PPF account can be extended for five years after maturity and the amount deposited in the PPF account is cumulatively known as the PPF balance of that account. Additionally, individuals living in remote areas of the country, who have limited access to banks and related facilities, often avail the services of their post office to open PPF accounts.
Steps to Check PPF Account Balance Online
- You have to link your existing bank savings/current account with your PPF account.
- Make sure you have active Internet/Mobile Banking for your bank account.
- To view PPF account information, you have to log in to the portal using your Internet/Mobile Banking ID Password.
- You will find “Savings Account” and “PPF Account” options on the dashboard.
- On clicking the second option you will be able to see the details of your PPF account.
Steps to Check PPF Account Balance Offline
If you have a PPF account in the bank and have not activated internet/mobile banking, then you can check the bank PPF account balance by updating your passbook.
- When you open a PPF account in the bank, the bank provides you with a passbook.
- The passbook contains PPF account details like PPF account balance, PPF account number, bank branch details, credit/debit to your PPF account, etc.
- You can check by visiting the bank to update the passbook and keep track of account transactions.
- Once updated, details of all transactions (deposits/withdrawals) made on your account will be available in your PPF passbook along with the current balance.
Checking Post Office PPF Balance Check
- When you open a PPF account in the post office, you are provided with a PPF account passbook.
- The passbook contains important details like account number, debit or credit details as well as account balance
- You have to get your passbook updated at the post office to know your PPF account balance offline.
- In this way, you can check your PPF account balance through the post office.
Steps to check the PPF account balance through YONO application
- First of all, you have to go to the Play Store on your mobile.
- Now the home page of Play Store will open in front of you.
- In that, you will have to go to the search and write YONO application. After that, the application will open in front of you.
- You have to install the application
- After that get access to a mobile banking facility from the bank.
- You will be given an MPIN to log into the app. The username will be the same as your net banking username.
- Enter mPIN to login
- After that set the new password by entering the OTP received on the registered mobile number.
- Check PPF account details and balance under ‘My Deposits’
- Check PPF Balance through Missed Call or SMS: To know the balance, give a missed call to 9223766666 or send an SMS ‘BAL’ to the same number.
FAQs
Can I get a PPF passbook online?
Yes, you can get your PPF account passbook online by logging into your bank’s internet banking services.
What are the current PPF balance check charges?
You are not required to pay any charges to check your PPF account balance.
Can I check my PPF balance via call?
Yes, you need to give a missed call on 011 229 01 406 and possess a valid UAN (Universal Account Number). You will receive an SMS containing your PPF account number, name, age, and account balance.
Can I check the PPF balance through an SMS?
Yes, you can. You can send a message that says ‘BAL’ to 9223766666.
How can I get a PPF statement?
You can get your PPF account statement by logging into the official website and clicking on the My Accounts section to view, download, or print the account statement.