Bina Mulya Samajik Suraksha Yojana (BMSSY) 2024: Registration, Benefits

Bina Mulya Samajik Suraksha Yojana:- One of society’s most vulnerable sectors is the unorganized sector. For them, the West Bengal government implements different initiatives such as state-assisted provident funds, welfare plans for building and other construction employees, and so on. However, it has been shown that the benefits of these programs are not uniform. The West Bengal government has created the Bina Mulya Samajik Suraksha Yojana to address this issue. Benefits from different government initiatives will be delivered to recipients in the unorganized sector under this scheme. This article discusses the scheme’s goal, benefits, features, eligibility, required paperwork, and application method, among other things.

Bina Mulya Samajik Suraksha Yojana 2024

The West Bengal government has launched the Bina Mulya Samajik Suraksha Yojana. Various types of plans that are introduced for the unorganized sector are merged through this scheme, ensuring uniformity of benefits. Unorganized industry and self-employed jobs that are notified by the West Bengal Labour Department, as well as construction and transportation workers, are covered under this plan. To be eligible for this scheme, the beneficiary must make a monthly contribution of Rs 25 to the provident fund. From April 1, 2020, the government has decided to eliminate this monthly contribution. The West Bengal government will now pay the payment.

West Bengal Lakshmi Bhandar Scheme

WB Bina Mulya Samajik Suraksha Yojana Details

Name Of The Scheme	Bina Mulya Samajik Suraksha Yojana
Launched By	Government Of West Bengal
Beneficiary	Citizens Of West Bengal
Objective	To Provide Benefit Of Various Government Schemes
Official Website	https://bmssy.wblabour.gov.in/
Year	2023
Mode Of Application	Online/Offline

Bina Mulya Samajik Suraksha Yojana Objective

Bina Mulya Samajik Suraksha Yojana’s major goal is to integrate numerous government initiatives so that benefits are distributed equitably to the unorganized sector. Every beneficiary will be able to take advantage of the government program, which aims to reduce occupational differences among workers. The recipients’ standard of living will improve, and workers will become self-sufficient. With the implementation of this strategy, the recipients’ social status will also improve.

Bangla Sahayata Kendra

NIC developed Portal for Bina Mulya Samajik Suraksha Yojana (BMSSY), was inaugurated by Hon'ble Minister-In-Charge Labour & Law Dept., Govt. of WB. This portal provides various services to the unorganized work force & the Labour Commissionerate. #NICMeitYhttps://t.co/yaOJwmA86W pic.twitter.com/n4wjGZHx4P

— NIC (@NICMeity) January 13, 2021

Bina Mulya Samajik Suraksha Yojana Features

• West Bengal’s government has started the Bina mulya samajik Suraksha Yojana.
• Various types of plans that are introduced for the unorganized sector are merged through this scheme, ensuring uniformity of benefits.
• Unorganized industry and self-employed occupations that are notified by the Labour Department, as well as construction and transportation workers, are covered under this plan.
• The West Bengal government will now pay the payment.
• The beneficiary’s level of living will be improved as a result of the program.
• With the execution of this team, the beneficiaries will also become self-sufficient.
• The adoption of this scheme will also increase the social status of beneficiaries.
• To take advantage of this scheme, the beneficiary must contribute Rs 25 per month to a provident fund.
• From April 1, 2020, the government has decided to eliminate this monthly contribution.

West Bengal Digital Ration Card

Bina Mulya Samajik Suraksha Yojana Benefits

Provident Fund

• All Eligible employees must deposit Rs 25 per month to their provident fund.
• In addition, the state government would provide a matching grant of Rs 30 against the worker’s contributions.
• The state government will also cover the interest, which is payable annually at the rate that the government allows on general provident fund deposits from time to time.
• The complete cumulative sum, plus interest, will be refunded to the workers or their nominees whenever the recipient reaches 60 years of age or ceases to be a subscriber under the plan, or if the account becomes inoperative due to death.
• If a subscriber does not contribute for three consecutive financial years, his or her account will be closed.
• On the application of the subscribers, the assistant Labour commissioner can revive the account, specifying the cause for the nonpayment.
• Arrear contributions will not be accepted.
• Health and well-being of the family

Beneficiaries

• Under the West Bengal Health Scheme, beneficiaries or family members who require hospitalization or outside treatment would receive Rs 20000 each year for alignment. The benefits will be provided for the following: –
• Cost for clinical test- full.
• Cost of medicine- full.
• Cost of hospitalization- full.
• Payment of Rs 1000 for the first five days of unemployment to the beneficiaries, plus an extra Rs 100 each day for the following days, up to a maximum of Rs 10000.
• The beneficiary’s and family members’ claims will be accepted more than once every year.
• However, overall support is limited to Rs 20,000 per year.
• The beneficiary or a family member may be eligible for financial help up to Rs 60000 per year for any type of operation. This help will be provided for the following purposes: – 
• Cost of clinical test-full
• Cost of medicine-full
• Cost of hospitalization-full
• Payment of Rs 1000 for the first five days of unemployment to the beneficiaries, plus an extra Rs 100 each day for the following days, up to a maximum of Rs 10000.
• The beneficiary and his or her family members are allowed to file multiple claims each year.
• In the case of surgery, financial help will be limited to Rs 60000 per year.
• If a beneficiary is hospitalized for five or more days as a result of an accident, the beneficiary will be compensated for lost wages at a rate of Rs 1000 for the first five days and an extra hundred each day for the following days, up to a maximum of Rs 10,000. This claim will be admissible to the benefit recipient.

Disability and Death

• If the recipient dies as a result of an accident, the nominee will receive Rs 200000.
• If the beneficiary dies of natural causes, the nominee will receive Rs 50000.
• If the beneficiary suffers a 40% or greater disability, the beneficiary would receive Rs 50000.
• In the event of total and irreversible loss of both eyes, hands, or feet, or loss of sight in one eye, or loss of use of a hand or foot, Rs 200000 will be granted.
• In the event of total and irreversible loss of sight in one eye or loss of use of one hand or foot, Rs 100000 will be granted.

WB Krishak Bandhu Scheme

Education

• Children of beneficiaries will receive educational assistance in the following categories:
• Reading in class 11th- Rs 4000 p.a
• Reading in class 12th- Rs 5000 p.a
• Under training ITI- Rs 6000 p.a
• Reading in undergraduate- Rs 6000 p.a
• Reading in postgraduate- Rs 10000 p.a
• Reading at polytechnic- Rs 10000 p.a
• Mechanical/engineering- Rs 30000 p.a
• If the daughter completes undergraduate education or similar skill development programs, she will be eligible for Rs 25000 in financial support under this scheme. Only two daughters will receive this financial support. Only if the daughter remains unmarried until she completes her studies will she be eligible for financial help.

Safety and Skill Development Training

• The Paschim Banga Society for Skill Development will give workers with safety and skill development training.
• The training will adhere to the state’s finalized cost and other common criteria for skill development interventions.
• The money for this training will come from the construction worker cess for the skill development of construction workers and their families,  the state budget of the Labour Department for the skill development of workers, and the transportation cess for the skill development of transport workers and their families, in notified and organized industries and self-employed occupations, as well as their families.
• The relevant authorities of the Labor Department will also make a suitable grant-in-aid/fund available.

Account and Audit Maintenance

• The State Government will cover all costs associated with the scheme’s administration, including the cost of numerous forms, stationery, and bank service fees, among other things.
• All grants received under the scheme from the state government, the central government, or the beneficiaries would be put into the fund.
• The board must keep a separate account for the scheme’s purposes and have the accounts audited by an auditor.
• The state government is expected to receive an annual report on the scheme’s performance, as well as an audited report of the account.
• The board’s CEO must provide the state government with an annual budget for the financial year in which the plan is to be implemented at least four months before the fiscal year begins.

BMSSY Card

• Existing Samajik Mukti cards, registration numbers, and passbooks issued to unorganized workers would be considered legitimate for this plan.
• New employees will be given SMC cards to take advantage of this initiative.
• Existing unorganized workers who are registered under various schemes but have not received these cards will also be issued SMCs.
• Unorganized workers can utilize these SMCs in any regional labor office in a district or sub-division, as well as at all labor welfare facilitation centers in blocks and towns.

Swasthya Sathi Scheme

Bina MulyaSamajik Suraksha Yojana Eligibility Criteria

• The applicant must be a permanent West Bengal resident.
• Only unorganized sector citizens are applicable for this yojana
• The applicant’s age should be between 18 and 60 years old.
• The applicant’s monthly family income should not exceed Rs 6500.

Documents Required

• Aadhar Card
• Ration card
• Residence certificate
• Passport size photograph
• Mobile number
• Email id
• Caste certificate
• Income certificate

Registration Specifications

• All willing unorganized workers who wish to apply for registration under this system must complete an application in the required form.
• The registration can be done at the local corporation or municipality office.
• Special camps are also held in each block, municipality, or municipal corporation to facilitate registration.
• Once a month, these camps will be held.

How to Apply Online for Bina Mulya Samajik Suraksha Yojana

• To begin, go to Yojana’s official website.
• The home page will appear in front of you.

• You must click on new registration from the home page.
• A registration form will now be displayed in front of you.
• On the registration form, you must fill in the following information:-
  • Category of worker type
  • Name
  • Date of birth
  • Email
  • Mobile number
  • Identity proof
  • Case
  • Ration card/khadyaSathi number type
  • Ration card/khadyaSathi number
  • Religion
  • Gender
  • Marital status
  • Father’s name
  • Mother’s name
  • Monthly family income
• You must now select Register.
• Following that, you must log in to the portal.
• The dashboard must be selected.
• You must now select the nominee information tab.
• After that, you must fill out the nominee information.
• You must now select the dependent information tab.
• Then you must fill in the dependent information.
• You must now select the bank account details option.
• After that, you must enter your bank account information.
• Now you must select an application.
• After that, you must fill in the following information.
• Basic information
• Address details
• Bank details
• Nominee details
• Dependent details
• Document details
• Then you must press the submit button.
• You can apply for the Yojana by following this approach.

Login Procedure for the Portal

• Go to the scheme’s official website.
• The home page will appear in front of you.
• You must now click the login button.
• The login form will then appear in front of you.

• You must fill out this form with your username and password.
• After that, you must select Login.
• You can access the portal by following this approach.

How To Download All of The Forms

• To begin, go to the Bina MulyaSamajik Suraksha Yojana’s official website.
• You will be taken to the home page.
• You must click on view and download forms from the home page.
• A new page will open in front of you.
• On this screen, you must select your preferred form.
• The form will appear in PDF format in front of you.
• To download it, you must first select the download option.

Get Information About the Help Desk

• Go to the Bina MulyaSamajik Suraksha Yojana’s official website.
• You will be taken to the home page.
• You must click the Contact Us link on the home page.
• A new page will open in front of you.
• This page contains information on the helpdesk.

How to Search Your Details

• Visit the scheme’s official website.
• The home page will appear in front of you.
• On the homepage, you must select Search Your Details.
• A new page will open in front of you.
• You must fill out the relevant information on this page.
• Now you must press the submit button.
• You can search for your information by following this approach.

FAQ’s